The law provides a very helpful legal mechanism for insurance companies and policy holders to get a final answer from a court regarding whether there is coverage under an insurance policy for a particular claim. That mechanism is called a declaratory judgment action.

A declaratory judgment occurs when a court declares the rights, duties or obligations of one or more parties in a dispute involving an insurance contract. A declaratory judgement is very helpful when an insurance carrier determines they do not have enough facts or information to make a clear determination regarding whether a claim is covered. By informing parties of an insurance contract of their rights, a declaratory judgment helps protect parties from violating specific terms of an insurance contract and may reduce the chances of costly future litigation.

The attorneys at The Moulton Law Firm are experienced in declaratory judgment actions and can guide you through this legal process.

Please contact us today to learn more about The Moulton Law Firm and how we can help you.